Fidelis Federal Credit Union is a credit union located in New York City’s Harlem neighborhood in Upper Manhattan. Fidelis FCU was established in 1956 to serve the growing congregation of St. John’s Baptist Church, which celebrated its 100th Anniversary in 2018. The need for community-based financial services came from its community center, which has evolved to provide homelessness prevention and after-school programs. The current pastor, Reverend Dr. John L. Scott, is a lifelong civil rights leader who marched with Dr. Martin Luther King, Jr. in the 1960s, and has led the church for more than 40 years.
Today, Fidelis FCU serves over 300 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services within the community it serves.
About Our Products & Services
An account (called a share account at a credit union) that lets you earn interest on the money you deposit. Interest rates are low, but minimum deposit is small. Unlike investment accounts, savings accounts – and the money you keep in them – are federally insured up to $250,000.
A loan lets you borrow money that you agree to pay back, with interest, at a later date. Typical credit union loans include personal loans, auto loans and mortgage loans. Credit union members often enjoy lower interest rates and may have an easier time getting approved for a loan than at a bank.
Become a Member
Fidelis Federal Credit Union membership is open to members of Harlem’s St. John’s Baptist Church, as well as the Greater Tabernacle Baptist Church. Immediate family of current members are also eligible to join Fidelis FCU.Apply Now
Reverend Scott, Member
I joined Fidelis Federal Credit Union so that I could borrow money from the credit union when commercial banks had turned me down. For instance, in the ’70s and ’80s banks required me to have at least $10,000 in an account in order to get a loan. I needed a car for my wife and I applied for a loan from the bank and they turned me down. I was told by my parishioners that I could get a loan from the credit union. All I needed to join was $5 in my shares and 25 cents for the joining fee. There were no bank fees to be charged and the credit committee always reminded me to keep my loan current and not be in default. Certainly it has aided me in financially supporting the education of my three children. My eldest son is an attorney, my middle son is a doctor and my youngest son is in graduate school.