University Settlement Federal Credit Union


184 Eldridge Street
New York, NY 10002

PH (212) 453 4573

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MON-WED 12pm –1pm
THU-FRI 12pm – 2pm

University Settlement Federal Credit Union

About Us

University Settlement Federal Credit Union

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University Settlement Federal Credit Union (USFCU) is a credit union based in Manhattan’s Lower East Side community in New York City. Founded in 1940 to meet the financial needs of the new immigrant and economically diverse families served by the Settlement House since arriving in lower Manhattan at the turn of the century, USFCU continues to be an important financial resource for those affiliated with University Settlement’s social services programs.

Today, the credit union serves University Settlement and The Door employees, their family members and participants; and is committed to providing access to resources and services that meet the financial needs and goals of its members, many of whom are of modest income and may have difficulty securing safe, affordable financial services in their communities otherwise. Available on-site at the Settlement and The Door, USFCU offers its members the services of a bank, but with better rates – including saving plans, checking accounts, debit cards, loans and online banking.

About Our Products & Services

Debit Card

A debit card looks like a credit card, but it functions like a combination ATM card and check, allowing the cardholder to transfer money electronically from a checking account to make a purchase or to withdraw cash from an ATM or by selecting the “cash back” option some stores offer on debit card transactions.


A loan lets you borrow money that you agree to pay back, with interest, at a later date. Typical credit union loans include personal loans, auto loans and mortgage loans. Credit union members often enjoy lower interest rates and may have an easier time getting approved for a loan than at a bank.

Checking Account

An ideal account for day-to-day money management that lets you to access your money almost anywhere by writing a check, using a debit card to make a purchase or withdrawing cash from an ATM. Often supports direct deposits and there is usually no limit to how many withdrawals you can make in a month.

Online Banking

A secure and convenient way to electronically access your money, check your balance and complete banking transactions with a credit union via the Internet.

Savings Account

An account (called a share account at a credit union) that lets you earn interest on the money you deposit. Interest rates are low, but minimum deposit is small. Unlike investment accounts, savings accounts – and the money you keep in them – are federally insured up to $250,000.

Become a Member


University Settlement Federal Credit Union membership is open to employees and participants of University Settlement and The Door in New York, NY and Brooklyn, NY, as well as their immediate families.

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Be a Member
of University Settlement
Federal Credit Union

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

1st Bergen Federal Credit Union


93-95 Main Street
Hackensack, NJ 07601

PH (201) 968-0202
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M-W 9am – 4pm
TH-F 9am – 6pm
SAT 9am – 1pm

Products & Services
  • Online Banking
  • Direct Deposits
  • Debit Cards
  • Club Accounts
  • Mobile Banking